Friday, 26 August 2011

Home Loan Interest Rates

  • Friday, 26 August 2011
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  • Interest rates on home loans depends the amount of loan you want to take. It also depends on the tenure of the loan and whether you are planning to buy a home or you want to buy a plot to construct a home. It may also depend up on the profile of an individual which includes the credit history of the individual.


       Finance Bank             
    Loan Period
    (in years)
    Fixed
    EMI / Lakh
    (INR)
    Floating
    EMI /           Lakh
    (INR)          
                                                                                                                                                                        
    Bank of Baroda
    Up to 5
    9.00
    2076
    8.00
    2028
    6 to 10
    9.25
    1230
    8.25
    1227
    11 to 15
    9.50
    1044
    8.25
    970
    16 to 20
    9.50
    932
    8.50
    868
     
    State Bank Of India
    Up to 5
    9.50
    2100
    8.75
    2064
    6 to 10
    9.75
    1300
    9.25
    1280
    11 to 15
    -
    -
    9.25
    1029
    16 to 20
    -
    -
    9.75
    949
     
    Dena Bank
    Up to 5
    -
    -
    -
    -
    6 to 10
    -
    -
    -
    -
    11 to 15
    -
    -
    -
    -
    16 to 20
    -
    -
    -
    -
     
    HDFC
    Up to 5
    11
    2175
    9.50
    2101
    6 to 10
    11
    1375
    9.50
    1294
    11 to 15
    11
    1137
    9.50
    1045
    16 to 20
    11
    1033
    9.50
    933
     
    Citibank
    Up to 5
    -
    -
    -
    -
    6 to 10
    -
    -
    -
    -
    11 to 15
    -
    -
    -
    -
    16 to 20
    -
    -
    -
    -
     
    ICICI Bank
    Up to 5
    10.75
    2162
    9.50
    2101
    6 to 10
    10.75
    1364
    9.50
    1294
    11 to 15
    10.75
    721
    9.50
    1045
    16 to 20
    10.75
    1016
    9.50
    933
     
    HSBC
    Up to 5
    -
    -
    -
    -
    6 to 10
    -
    -
    -
    -
    11 to 15
    -
    -
    -
    -
    16 to 20
    -
    -
    -
    -
     
    LIC Housing Finance
    Up to 5
    10.50
    2149
    9.50
    2100
    6 to 10
    11
    1373
    9.50
    1294
    11 to 15
    11
    1137
    9.50
    1044
    16 to 20
    11
    1032
    9.50
    932
     
    PNB Housing Finance
    Up to 5
    9.00
    2076
    10.50
    2150
    6 to 10
    9.00
    1267
    10.50
    1350
    11 to 15
    9.25
    1030
    10.50
    1106
    16 to 20
    9.50
    933
    10.50
    999
     
    Standard Chartered Bank
    Up to 5
    -
    -
    -
    -
    6 to 10
    -
    -
    -
    -
    11 to 15
    -
    -
    -
    -
    16 to 20
    -
    -
    -
    -
     
    Bank of India
    Up to 5
    -
    -
    -
    -
    6 to 10
    -
    -
    -
    -
    11 to 15
    -
    -
    -
    -
    16 to 20
    -
    -
    -
    -

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