Friday, 26 August 2011
Home Loan Interest Rates
Interest rates on home loans depends the amount of loan you want to take. It also depends on the tenure of the loan and whether you are planning to buy a home or you want to buy a plot to construct a home. It may also depend up on the profile of an individual which includes the credit history of the individual.
Finance Bank | Loan Period (in years) | Fixed | EMI / Lakh (INR) | Floating | EMI / Lakh (INR) |
Bank of Baroda | Up to 5 | 9.00 | 2076 | 8.00 | 2028 |
6 to 10 | 9.25 | 1230 | 8.25 | 1227 | |
11 to 15 | 9.50 | 1044 | 8.25 | 970 | |
16 to 20 | 9.50 | 932 | 8.50 | 868 | |
State Bank Of India | Up to 5 | 9.50 | 2100 | 8.75 | 2064 |
6 to 10 | 9.75 | 1300 | 9.25 | 1280 | |
11 to 15 | - | - | 9.25 | 1029 | |
16 to 20 | - | - | 9.75 | 949 | |
Dena Bank | Up to 5 | - | - | - | - |
6 to 10 | - | - | - | - | |
11 to 15 | - | - | - | - | |
16 to 20 | - | - | - | - | |
HDFC | Up to 5 | 11 | 2175 | 9.50 | 2101 |
6 to 10 | 11 | 1375 | 9.50 | 1294 | |
11 to 15 | 11 | 1137 | 9.50 | 1045 | |
16 to 20 | 11 | 1033 | 9.50 | 933 | |
Citibank | Up to 5 | - | - | - | - |
6 to 10 | - | - | - | - | |
11 to 15 | - | - | - | - | |
16 to 20 | - | - | - | - | |
ICICI Bank | Up to 5 | 10.75 | 2162 | 9.50 | 2101 |
6 to 10 | 10.75 | 1364 | 9.50 | 1294 | |
11 to 15 | 10.75 | 721 | 9.50 | 1045 | |
16 to 20 | 10.75 | 1016 | 9.50 | 933 | |
HSBC | Up to 5 | - | - | - | - |
6 to 10 | - | - | - | - | |
11 to 15 | - | - | - | - | |
16 to 20 | - | - | - | - | |
LIC Housing Finance | Up to 5 | 10.50 | 2149 | 9.50 | 2100 |
6 to 10 | 11 | 1373 | 9.50 | 1294 | |
11 to 15 | 11 | 1137 | 9.50 | 1044 | |
16 to 20 | 11 | 1032 | 9.50 | 932 | |
PNB Housing Finance | Up to 5 | 9.00 | 2076 | 10.50 | 2150 |
6 to 10 | 9.00 | 1267 | 10.50 | 1350 | |
11 to 15 | 9.25 | 1030 | 10.50 | 1106 | |
16 to 20 | 9.50 | 933 | 10.50 | 999 | |
Standard Chartered Bank | Up to 5 | - | - | - | - |
6 to 10 | - | - | - | - | |
11 to 15 | - | - | - | - | |
16 to 20 | - | - | - | - | |
Bank of India | Up to 5 | - | - | - | - |
6 to 10 | - | - | - | - | |
11 to 15 | - | - | - | - | |
16 to 20 | - | - | - | - |